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Credit Payment Holidays allow you to defer credit repayments for a set period agreed upon by you and your lender, which can help to alleviate some of the financial pressures that prevent us from truly enjoying the holidays.
Depending on the terms of your agreement with your lender, credit payment holidays may or may not incur interest fees and administration costs, which you will be expected to pay after the holiday period. The holiday period can last anywhere between one and three months, giving you more time to repay your debts and freeing up cash in the interim.
Pres Les is currently offering an interest-free credit payment holiday to Customers who place an order between the 10th November and 11th December 2022. Credit orders placed during this period will be processed as usual, but Customers will only be required to make their first payment in January 2023! This enables you to focus on enjoying the holidays and commence your scheduled repayment in the new year, interest-free.
Managing your money during the holiday season is easier said than done, with expenses of all kinds taking priority over your budget and setting you back financially in the New Year.